AI Investment Management: Be Careful

I wrote about AI Investment Management here earlier this week, calling out Alinea and Autopilot but also giving kudos to Range. I followed up with a piece elsewhere: Unethical Advertisements for Investing Using AI, calling out Alinea and Autopilot again but also pointing to Liquid, which offers Co-Invest.

I have nothing against AI or people using AI for investing (or, really, for anything). It is a wonderful tool. I am against people being unethical, and I am seeing some things that are at least that if not illegal. I was and am for cannabis legalization, and I saw a lot of garbage there. I am open to crypto-currency, but there is a lot of shaky stuff there too.

The CEO of Autopilot did reach out to me. He rightly pointed out that I made a mistake and said that someone else, a Director of the firm since 2025, was the CEO. I corrected the article subsequently and appreciate his outreach. Hey, at least someone is reading it!

Today, I want to discuss another company that is in the AI Investment Management world. First, I need to thank Claude for sharing with me the name of this company: Titan Global Capital Management. It has a LinkedIn Profile and a page on X. There is also content on the YouTube page, and the company hosts a page on Instagram.

Titan's Senior Leadership

Like Alinea, Titan has co-CEOs, Clay Gardner and Joe Percoco. First is Gardner:

Gardner graduated from Wharton School with a B.S in Economics and worked as an analyst at two firms before becoming a CEO at Titan in 2017. He also serves as Chief Investment Officer.

Here is Percoco:

Percoco is a co-founder who worked previously at McKinsey as a management consultant and at Goldman Sachs as an investment banker. He earned a B.A. from Wharton in International Studies.

The third co-founder is Max Bernardy, who serves as Chief Technology Officer. He is also invovled apparently with Workmate and WorkClaw (both full-time, according to his LinkedIn profile).

Titan Has Some Good Things

I am open to the possibility of AI investment management firms being good companies, and there are some things I like about Titan. First, the management fee is 0.4% of assets, which is low. Second, Tearsheet named them AI Startup of the Year after the company launched its AI service in October 2025.

I also like that they do employ wealth advisors. Finally, they list as their clients high net worth people from OpenAI, SpaceX, Meta, Google and NVIDIA.

Titan Has a Red Flag

The SEC charged Titan Global Capital Management in 2023:

This problem was before AI and related to the firm's crypto-currency efforts. Titan apparently was citing annualized performance results as high as 2700%.

"Without admitting or denying the SEC’s findings, Titan agreed to a cease-and-desist order, a censure, and to pay $192,454 in disgorgement, prejudgment interest and an $850,000 civil penalty that will be distributed to affected clients."

Conclusion

Titan is run by people with investing experience, which, in the investment management world seems to make sense and which is better than some of the peers that I called out. It has a Chief Legal Officer, Sara Egide, in California, and hopefully she is keeping the company on the right side of the law. While I did call out a red flag, I have seen no scintillating ads like some of its rivals. With that said, I warn investors to do more due diligence on Titan.